Which account type is best for a company that doesn't want liability?

Which account type is best for a company that doesn't want liability?

• A. Express
• B. Standard
• C. Custom
• D. Platform

Answer: (B)

What’s being tested here is who bears liability when using Stripe Connect account types. The goal for a company that doesn’t want liability is to have Stripe handle most of the risk and compliance work. A Standard account is the one where Stripe takes on most of the heavy lifting—onboarding, identity verification (KYC), tax reporting, risk checks, and dispute handling—so your company itself carries minimal liability. It offers a Stripe-managed experience, with you focusing on business operations rather than compliance and risk management. Express would still involve you in more of the onboarding flow and some platform responsibilities, so you’d retain more control and some liability than with Standard. Custom puts you in charge of nearly everything—from onboarding to compliance and risk—meaning much greater liability for your company. Platform accounts are designed for building a broader marketplace where the platform itself assumes substantial responsibility for connected accounts. So, the best match for minimizing liability is the Standard option.

What’s being tested here is who bears liability when using Stripe Connect account types. The goal for a company that doesn’t want liability is to have Stripe handle most of the risk and compliance work.

A Standard account is the one where Stripe takes on most of the heavy lifting—onboarding, identity verification (KYC), tax reporting, risk checks, and dispute handling—so your company itself carries minimal liability. It offers a Stripe-managed experience, with you focusing on business operations rather than compliance and risk management.

Express would still involve you in more of the onboarding flow and some platform responsibilities, so you’d retain more control and some liability than with Standard. Custom puts you in charge of nearly everything—from onboarding to compliance and risk—meaning much greater liability for your company. Platform accounts are designed for building a broader marketplace where the platform itself assumes substantial responsibility for connected accounts.

So, the best match for minimizing liability is the Standard option.